If you feel like you’re just another number at your current bank, come visit us at Bank of the Orient. As a community bank, we’ll work with you to give you and your business the personalized products and quality service that you’ve been looking for -- because that’s what we do best.

In starting up a business, one of the first services you need from a bank is a convenient, low-cost checking account that helps you process and keep track of your daily financial transactions. Bank of the Orient offers a Business Checking plan that charges no monthly fee as long as you keep a very reasonable minimum balance of $1,000 during each statement period. You can write an unlimited number of checks, and you can make transfers and check balances by phone, by ATM, or in person. Bank of the Orient is also among the first Bay Area banks to offer you Check Image Statements, which are convenient, laser images of your checks printed on three-hole punch paper for easy filing and review.

Having a line of credit allows you to maximize your profits by taking advantage of trade discounts or other business opportunities as they arise. Bank of the Orient offers secured and unsecured revolving lines of credit for small businesses. Once your line has been established, you have the flexibility to access cash as you need it, whenever you need it. We have a variety of disbursement methods to suit your needs. It’s that easy. Our line of credit is competitively priced, and we guarantee you super-fast approval at any of our locations. What’s more, we don’t charge any transaction fees, and there’s no required usage or prepayment penalty.

Customers these days often carry very little cash, which means that you lose business if you can’t accept a credit card payment. Moreover, customers are likely to spend more when paying by credit card. As a merchant, offering payment methods that include Visa/MasterCard credit cards increases your sales potential. Our Merchant BankCard service allows you to have funds automatically deposited from a credit card transaction directly to your business account. For a limited time, Bank of the Orient is offering special discounts to new BankCard clients. These discounts include Business Checking with no minimum balance requirement for one year, a free initial check order, and no initial programming fee. You may also qualify for a free terminal/printer if you have a high monthly volume.