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Products and Services

Personal Banking Services
Business Banking Services
Commercial Loans
International Services
Private Banking



Bank of the Orient is a full-service financial institution with all the personal banking products that you need for your busy life. Whatever stage of life you’re in, we have the right product -- at the right price -- to suit your needs. From your first car loan, to buying your first house, to planning your retirement, Bank of the Orient will work with you to plan for your financial needs. In addition to the Checking, Savings, and Loan options described below, we also offer Money Market Accounts, Certificates of Deposit (CDs), and Individual Retirement Accounts (IRAs).


Auto Loans

MONEYTM magazine consistently recommends Bank of the Orient’s car loans as #1 in the San Francisco/Oakland region in its monthly column, The Leading Borrowing Deals Near You. We have the best loans in town! We will provide you with a competitive and low rate loan at Bank of the Orient. We also guarantee you a simple application process, a fast answer, and quick disbursement. E-mail or phone us today for an application.



Home Equity Lines of Credit (OrientLine)

Unlock your most valuable asset -- your home’s equity! You can borrow from $10,000 to $500,000 for anything you need -- to consolidate debt, make a home improvement, or to pay tuition! The benefits of a home equity line include financial flexibility (use the money when you need it), convenience (simply write a check for the funds you need), and tax advantages (the interest you pay is generally tax deductible; consult a tax professional for specifics). Ask about our Quick Qualifier Program!



Mortgage Loans

Bank of the Orient’s Mortgage Division works with a variety of lenders to get you the best interest rate and program to meet your mortgage financing needs. Let us arrange a loan for you. We will find you a mortgage loan that fits your needs, not the other way around. Right now we are offering a special Jumbo Mortage Loan of up to $1,000,000. The interest rate is extremely competitive, and with a fixed-rate loan you’ll lock up that rate for the duration of the loan!



Personal Checking

We offer different kinds of checking accounts for different kinds of people. One of them will be right for you -- you can choose!

Regular Checking - This is our most popular checking service and is your basic checking account. We have a low opening/minimum balance of just $100, and there is no monthly fee if you keep an average balance of $500 or more. Plus, this type of account gives you unlimited check writing, a monthly statement, a free ATM card, and free ATM access.

Interest Checking - If you want interest on your checking account and keep an average balance of $2,000 or more, consider our Interest Checking account. The minimum/opening balance is just $100. Plus, you get unlimited check writing, a monthly statement, a free ATM card, and free ATM access.

Budget Checking - For cost-conscious consumers who prefer to keep a low balance and who do not write many checks, consider our Budget Checking option. There is no minimum balance, and you need just $100 to open an account. Whatever your balance, your monthly service charge is $4.50. Use your free ATM card or visit our branches as often as you like. Plus, you can make up to 8 transactions, including checks and direct deposit, each month at no charge.

Seniors Checking - For those who have reached their golden years, we offer Seniors Checking. If you are aged 62 or over, you will enjoy this account, which has no minimum balance requirement, no monthly service fee, unlimited check writing, monthly statement, a free ATM card, and free ATM transactions. Open a Seniors Checking account with just $100 and valid proof of your age.



Personal Savings

Statement Savings - Our Statement Savings Account gives you one of the highest interest rates in the Bay Area, and unlimited access to your savings. There is no monthly fee if your average balance is $500 or more, and the minimum/opening deposit is just $100. You also get a monthly statement, a free ATM, and free ATM access.

Premium Savings - If you want immediate access to your savings but would like a higher interest rate, consider our Premium Savings account. This account requires a minimum opening balance of $2,500. A monthly service charge will be assessed if your minimum daily balance falls below the $2,500. This savings account has tiered interest rates. For the highest interest rate earned, a minimum of $25,000 is required. There is no fee if your average monthly balance exceeds $2,500.



Review our Privacy Policy and Procedures and Customer Identification Program

Questions about our products or services? Please feel free to contact
our Customer Service Center at 1-800-881-2686, or email us at money@bankorient.com.


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