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貸款償還權利

貸款償還權利

如果您相信自己的住宅房屋貸款在償還上出現錯誤,根據房地產清償程序法(Real Estate Settlement Procedures Act),您有權利通知建東銀行。您需要直接聯絡本銀行,表示希望填寫一份「錯誤通知」(Notice of Error)。您可要求本銀行調查有關錯誤,並將結果通知您。欲行使這項權利,請於辦公時間聯絡本銀行:
P.O. Box 2489
San Francisco, CA 94126
800.881.2686
(辦公時間:星期一至五 上午9時至下午5時,公眾假期除外)

關於修改貸款計劃的問題:
如果您想查詢如何修改、延長或更新您的住宅房屋貸款,或本銀行向您提出清還貸款方案,您將需要聯絡建東銀行。請於辦公時間聯絡本銀行:
100 Pine Street, Suite 600
San Francisco, CA 94111
800.881.2686
(辦公時間:星期一至五 上午9時至下午5時,公眾假期除外)

本銀行或許要求您填寫某些文件,以決定您是否合資格申請貸款修改、更新、延長或償還方案。本銀行或許要求您填寫一份貸款申請,以提供個人財務資料如財務報告、收入及存款確認文件、報稅表及其他資料。本銀行亦可能獲取一份信貸報告,以了解您的信貸歷史。本銀行或要求一份新的物業估價報告,以保持您的現有貸款。您可能需要支付以上服務的費用。
您有權利聯絡一名獲房屋及城市發展部(HUD)認可的房屋顧問,可透過以下連結尋找您就近的顧問: https://www.hud.gov/
您亦可致電(800) 569.4287,聯絡HUD部門。

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member fdic equal housing lender
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Email communication is not secure and could be viewed by others outside Bank of the Orient.  You should never disclose personal information such as social security numbers, account numbers, passwords, personal identification numbers (PIN), or any other financial information through email.  Should you have an issue with Bank of the Orient accounts or services, please call (800) 881-2686 from Monday to Friday 9:00 a.m. to 5:00 p.m.Continue

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