貸款償還權利

貸款償還權利

如果您相信自己的住宅房屋貸款在償還上出現錯誤,根據房地產清償程序法(Real Estate Settlement Procedures Act),您有權利通知建東銀行。您需要直接聯絡本銀行,表示希望填寫一份「錯誤通知」(Notice of Error)。您可要求本銀行調查有關錯誤,並將結果通知您。欲行使這項權利,請於辦公時間聯絡本銀行:
P.O. Box 2489
San Francisco, CA 94126
800.881.2686
(辦公時間:星期一至五 上午9時至下午5時,公眾假期除外)

關於修改貸款計劃的問題:
如果您想查詢如何修改、延長或更新您的住宅房屋貸款,或本銀行向您提出清還貸款方案,您將需要聯絡建東銀行。請於辦公時間聯絡本銀行:
100 Pine Street, Suite 600
San Francisco, CA 94111
800.881.2686
(辦公時間:星期一至五 上午9時至下午5時,公眾假期除外)

本銀行或許要求您填寫某些文件,以決定您是否合資格申請貸款修改、更新、延長或償還方案。本銀行或許要求您填寫一份貸款申請,以提供個人財務資料如財務報告、收入及存款確認文件、報稅表及其他資料。本銀行亦可能獲取一份信貸報告,以了解您的信貸歷史。本銀行或要求一份新的物業估價報告,以保持您的現有貸款。您可能需要支付以上服務的費用。
您有權利聯絡一名獲房屋及城市發展部(HUD)認可的房屋顧問,可透過以下連結尋找您就近的顧問: https://www.hud.gov/
您亦可致電(800) 569.4287,聯絡HUD部門。

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Palo Alot Branch Location

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