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Member FDIC FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Certificate of Deposit (CDs)


If you need a secure savings solution that offers a higher rate of return, CDs, also known as Time Deposits, are an excellent option. Our CDs are available in a variety of term lengths and several redemption options.

6 Months (2)

4.18
%
APY
$50,000 or more
3.90
%
APY
$10,000 to $49,999

9 Months (2)

4.08
%
APY
$50,000 or more
3.75
%
APY
$10,000 to $49,999

Promotional Period 1 Effective May 26, 2026

Please contact nearest branch for more details (5)
or call at our customer service at (800) 881-2686

 

MONEY MARKET SPECIAL(4)

GROW YOUR FUNDS WITH CONFIDENCE!

Variable 3.50% APY on New Money Deposits of $100,000 or More

Program details

New money required

$100,000 minimum balance

Limited-time anniversary offer

Rates subject to change

Money Market rates are variable and may change after account opening.
Visit any branch for full details

(1) This is a limited-time promotional offer available for eligible Consumer and Business accounts and is subject to change or cancellation without notice. Rates are accurate as of 5/26/26. APY means Annual Percentage Yield.
(2) Certificate of Deposit (CD) Specials: To earn 3.90% APY on the 6-Month CD or 3.75% APY on the 9-Month CD, a minimum opening deposit and minimum balance to obtain the APY of $10,000 is required. Applicable balances must remain between $10,000 and $49,999. To earn 4.18% APY on the 6-Month CD or 4.08% APY on the 9-Month CD, a minimum opening deposit and minimum balance to obtain the APY of $50,000 is required. Customers who open a qualifying new CD account with $50,000 or more in new money may receive a commemorative Golden Horse gift, while supplies last. Taxes, if applicable, are the responsibility of the recipient.
(3) Early withdrawal penalties may apply to CD accounts and may reduce earnings. Fees may reduce earnings on all accounts. Interest is compounded daily.
(4) Money Market Special: To earn 3.50% APY, a minimum balance of $100,000 in new money is required. New money is defined as funds not currently on deposit with Bank of the Orient. The Money Market rate is variable and may change after account opening.
(5) Please contact your local branch for full account disclosures, terms, conditions, and applicable fees.

Customer Service Center

1.800.881.2686

M-F, 9:00am to 5:00pm (PT)
Report Lost or Stolen Cards Call (800) 754-4128

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