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Personal Checking


You want a simple, convenient and low-cost checking account that fits your lifestyle and personal needs. That's why we offer a wide range of options to make your everyday banking easier than ever. Choose one that's right for you!

Value Checking

Available to individuals who want unlimited check writing privileges. Make withdrawals by writing a check or using your Debit Card.
Minimum Deposit
Monthly Service Charge4
Monthly Statement
Earns Interest
$100

Open your new account with as little as $100.
$7

To waive the monthly service charge, complete 1 or more of the following activities below.
  • 10 Point of Sale transactions
  • 1 ACH Debit (Bill Pay, Zelle®)
  • 1 Automatic Bank of the Orient loan payment
  • 1 Mobile Deposit
  • Minimum $10,000 relationship balance
$3

A monthly paper statement showing your account activity will be provided. (Fee waived if you sign up for Electronic Statements). 4
NO

No interest is paid on this account.

Premier Checking

Available to individuals who want check writing privileges and earn interest on their checking account. Make withdrawals by writing a check or using your Debit Card.
Minimum Deposit
Monthly Service Charge 4
Monthly Statement
Earns Interest
$100

Open your new account with as little as $100.
$10

To waive the monthly service charge, complete 2 or more of the following activities below.
  • 15 Point of Sales transactions
  • 1 Automatic Clearing House (ACH) Debit (BillPay, Zelle®)
  • 1 Automatic Bank of the Orient loan payment
  • 1 Automatic Clearing House (ACH) Credit(Direct Deposit)
  • Minimum $15,000 relationship balance
$3

A monthly paper statement showing your account activity will be provided. (Fee waived if you sign up for Electronic Statements).4
YES

See Deposit Rate Sheet provided at account opening for the current rate.5

Premier Plus Checking

Available to individuals who want check writing privileges with a premium interest rate. Make withdrawals by writing a check or using your Debit Card.
Minimum Deposit
Monthly Service Charge4
Monthly Statement
Earns Interest
$2500

A minimum deposit of $2,500 is required to open account.
$15

The monthly service fee is waived when combined relationship balances in your Bank of the Orient accounts is $25,000 or more during the statement period.
$0

A monthly statement showing account activity is provided to you free of cost.
YES

See Deposit Rate Sheet provided at account opening for the current rate.5

Senior Checking

If you are aged 62 or over, make the most of your golden years. Enjoy an account that has no minimum balance requirement, no monthly service fee, unlimited check-writing, a monthly statement, a Debit card, and ATM access to Bank of the Orient's ATMs. Open a Senior Checking account with just $100.
Minimum Deposit
Monthly Service Charge4
Monthly Statement
Earns Interest
$100

Open your new account with as little as $100.
$0

No monthly service charge.
$0

A monthly statement showing account activity is provided to you free of cost.
NO

No interest is paid on this account.

 

 

 

We offer the following benefits because we value your relationship

 
Debit Card
Debit Card
No Charge1
$0
Online Banking
Online Banking
View account balance or transactions anytime, anywhere.2
$0
Mobile Banking
Bank Orient Mobile App
Check account balances, make transfers, deposit checks, pay bills, and find nearby ATMs all from your mobile device.
$0
Bill Pay
Bill Pay
Pay your bills online or on our Bank Orient Mobile App.
$0
Zelle
Zelle®
Zelle® is a fast, safe and free way to send money directly to family and friends.3
$0

 

 

1 Replacement card charges may apply.
2 Internet service provider or mobile network carrier fees may apply.
3 Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
4 Please refer to the Schedule of Fees & Charges, Important Information About Consumer Deposit Accounts, and the Truth in Savings Disclosure for complete account information.
5 Please refer to the rate sheet provided to you at account opening for the initial base interest and bonus interest rates. At our discretion, we may change the interest rates and Annual Percentage Yield (APY) at any time. Visit or call your local branch for current rates after your account is opened.

 

 

Customer Service Center

1.800.881.2686

M-F, 9:00am to 5:00pm (PT)
Report Lost or Stolen Cards Call (800) 417-8715

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All rights reserved

 

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