ADDITIONAL RESOURCES

www.FTC.gov – The Federal Trade Commission The FTC deals with issues that touch the economic life of every American. It is the only federal agency with both consumer protection and competition jurisdiction in broad sectors of the economy. The FTC pursues vigorous and effective law enforcement; advances consumers’ interests by sharing its expertise with federal and state legislatures and U.S. and international government agencies; develops policy and research tools through hearings, workshops, and conferences; and creates practical and plain-language educational programs for consumers and businesses in a global marketplace with constantly changing technologies.

www.FDIC.gov – The Federal Deposit Insurance Corporation The Federal Deposit Insurance Corporation (FDIC) preserves and promotes public confidence in the U.S. financial system by insuring deposits in banks and thrift institutions for at least $250,000 for interest bearing accounts, and unlimited insurance for non-interest bearing checking accounts thru the year 2012; by identifying, monitoring and addressing risks to the deposit insurance funds; and by limiting the effect on the economy and the financial system when a bank or thrift institution fails.The FDIC also examines banks for compliance with consumer protection laws, including the Fair Credit Billing Act, the Fair Credit Reporting Act, the Truth-In-Lending Act, and the Fair Debt Collection Practices Act, to name a few. Finally, the FDIC examines banks for compliance with the Community Reinvestment Act (CRA) which requires banks to help meet the credit needs of the communities they were chartered to serve.

www.OnGuardOnline.gov – On Guard Online OnGuardOnline.gov is the federal government’s website to help you be safe, secure and responsible online.The Federal Trade Commission manages OnGuardOnline.gov, in partnership with other federal agencies such as the Dept of Homeland Security, Dept of Commerce, US Dept of Education, US Dept of Justice – Office of Justice Programs, US Dept of State, Commodity Futures Trading Commission, Consumer Financial Protection Bureau, Federal Communications Commission, Federal Deposit Insurance Agency, Information Assurance Support Environment, Internal Revenue Service, Naval Criminal Investigative Service, Securities and Exchange Commission, US Army Criminal Investigation Command, and US Postal Inspection Service.OnGuardOnline.gov is a partner in the Stop Think Connect campaign, led by the Department of Homeland Security, and part of the National Initiative for Cybersecurity Education, led by the National Institute of Standards and Technology.